Question

Using a credit card without an interest transaction

435

Question

I have a credit card and most of the time uses it for convenience and to collect air miles points. I always pay the outstanding balance in full before the due date. Therefore I have never paid any interest. Is this Halaal or Haraam?

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Accepted Answer

All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad is His slave and Messenger.

Credit cards issued by banks which deal with usury and interest contain forbidden terms and conditions. Therefore, it is forbidden to get these cards or benefit from the points that one gets with such cards even if the card holder does not delay repaying the money in order to avoid any interest, because this is stipulated as a condition in the contract.

Allaah Knows best.

Fatwa

Using a credit card without an interest transaction

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Answer

Related Fatwa

Using Domain Name That Was Purchased with Credit Card

His Roommate Insisted on Him So He Helped Him Get A Credit Card on Riba-Based Conditions

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Keeping a credit card to maintain a good credit score

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