All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad is His slave and Messenger.
The Islamic legislation urges Muslims to marry [early] as there are great religious benefits in marriage; it helps the Muslim in religious matters, it protects his chastity, it increases the progeny of this righteous nation, and so forth. Allaah Says (what means): {And marry the unmarried among you and the righteous among your male slaves and female slaves. If they be poor, Allaah will enrich them out of His Bounty.}[Quran 24:32]
Besides, the Prophet said: "O young people! Whoever among you can marry, should marry, because it helps him lower his gaze and guard his modesty (i.e. his private parts from committing illegal sexual intercourse etc." [Al-Bukhari and Muslim]
Therefore, since you are financially solvent and physically eager to marry, then you should take the initiative to marry. Indeed, you are obliged to take the initiative to marry if you fear committing fornication otherwise.
If you are embarrassed to mention this subject to your parents, then you can seek the help of righteous relatives and other righteous people and endeavour to convince them in case they refuse. If they agree, all perfect praise be to Allaah, otherwise you have to obey them as long as delaying marriage does not cause you any harm, like fearing to commit fornication and the like. In such a case, you do not have to obey them and it is permissible for you to marry without their consent, but after you marry, you have to endeavour to please them.
Allaah Knows best.